Bankruptcy Attorney Help - Get Free Consultation
Experienced Real Estate Attorney
with over 38 years experience.
Meet New York Attorney Harry C. Kaufman
Real Estate & Bankruptcy Attorney
I have been practicing law for 38 years in White Plains New York, and I have learned a few things during that time. Being a lawyer is not a job, it’s a profession, and it’s one that I take seriously. We are sometimes called lawyers, but often called a lot worse. We are also known as counselors. I have seen and encountered many situations over the years, and I am now confident in my role as a counselor in addition to being an attorney. I have free consultation. for anyone living in New York.
Trusted
White Plains Bankruptcy Lawyer
and experienced
Real Estate Attorney
in New York
The decision to file bankruptcy even when we offer free consultation isn’t one that should be taken lightly. But for many individuals, Chapter 7 bankruptcy in New York is a lifeline: the only way to get your life back. It’s the best way to put an end to harassing creditors, wipe out crushing debt and start again debt free.
If any of the following describes you, I can help:
- Financial Worries
- Making minimum payments on credit cards
- Losing sleep or lacking concentration due to financial stress
- Money worries affecting family and personal life
- Not knowing the exact extent of your debt, or using cash advances to pay off credit cards
- Receiving harassing communication from creditors on a regular basis
- Thinking about your debt constantly
- Financial difficulty has simply become too difficult to handle alone
- Looking for a chapter 7 bankruptcy attorney
I can help you file for bankruptcy, because I have been there. I specialize in foreclosure defense and know what it’s like to slowly lose control of my finances due to external circumstances. Relief is possible, and I am committed to helping my clients achieve it.
I also handle family law cases for those in the following situations. If you are experiencing any of these feelings or fears, contact me for a free consultation meeting. I have been a white plains bankruptcy attorney with more than 40 years experience.
Top Bankruptcy Audio Grams
What should I look for
in a bankruptcy lawyer?
Professionalism is the key consideration in selecting a bankruptcy lawyer. Assess his or her professionality before a word is even spoken in a consultation. Is the office reception area clean and in order? Does the receptionist seem to be friendly and efficient? Make the same assessment inside of the lawyer's office. Does the lawyer appear dedicated to his or her profession?
Should I max out my credit cards
before filing for bankruptcy?
Maxing out your credit cards before filing for bankruptcy is probably the last thing you'd want to do. You would be obtaining goods and services with no intention whatsoever of actually paying for them. There are criminal laws against that. Would you rather be broke or broke and in prison?
What debts can't be
discharged in bankruptcy?
Spousal maintenance (alimony) and child support cannot be discharged in bankruptcy. Any unpaid tax liens must be resolved. Some state and federal taxes might be discharged if they're old enough. Any judgment taken against you for an intentional tort cannot be discharged, and other debts incurred shortly before filing for bankruptcy will also not be considered.
Benefits In Filing Chapter 7 Bankruptcy
You might want to consider filing under Chapter 7 if you are experiencing any of the following:
- Difficulty making payments on medical bills, credit card debt or personal loans.
- Garnishments or lawsuits.
- Anxiety and stress due to unmanageable debt.
The law is in place to help people in these difficult situations. In fact, the idea of forgiveness of debt has its roots in the Bible: At the end of every seven years you shall grant a release of debts. Deuteronomy 15:1.
I bring up the Bible not only to show how old the concept of bankruptcy is, but to stress that filing bankruptcy is not immoral and good people can find themselves in these situations. I don’t make moral judgments and neither does the system. I want my clients to hold their heads up.
So, if you’re sure you can’t repay your debts without help, it’s best to file sooner rather than later. You’ll be able to finish the process quickly, usually within four months, and start rebuilding your credit. I’ve helped most clients retain their property, including houses and cars. The first step is making the call. I can stop collection activity immediately, so you and your family can relax.
Next Steps - Free Consultation
I offer a complimentary initial meeting to assess your needs and plan next steps. I will guide you every step of the way while we prepare your paperwork.
As soon as the case is filed, the court will issue an injunction that stops all collections activity. This includes phone calls, emails and all other attempts to make contact. This will give you peace of mind and a breather that you will feel right away. Your wages can no longer be garnished and your home cannot be foreclosed on.
About a month later, you’ll be scheduled for a meeting during which the bankruptcy trustee and your creditors will have the opportunity to ask you questions. This is where my expertise comes in handy. I will be with you at the meeting and will make sure that you are fully prepared for whatever might happen. Check out my “About Me” section to see why I take such a close interest in your case. I’ve been there, and my passion is helping my clients achieve the best result possible.
Contact my office today to get the process started, and stop the stress.
"All people are equal before the law. However, a good New York attorney makes a significant difference".
237 Mamaroneck Ave, Suite 402
White Plains, NY 10605
(914) 864-3314
(917) 991-8773
800 Westchester Ave
Rye Brook, NY 10573
118 N Bedford Rd Ste 100
Mount Kisco, NY 10549-2555
